Using the table below view your Monthly Salary Take home pay calculated after deductions of Tax, National Insurance and Student Loan plan 4 (Scotland).
2023/2024 Income Tax Rates and Personal Allowances
You do not get a Personal Allowance on taxable income over £125,140.
| Band | Taxable income | Tax rate |
|---|---|---|
| Personal Allowance | Up to £12,570 | 0% |
| Basic rate | £12,571 to £50,270 | 20% |
| Higher rate | £50,271 to £125,140 | 40% |
| Additional rate | over £125,140 | 45% |
2023/2024 Take home Pay After Student Loan Payments Plan 4 (Scotland)
| Annual Salary | Tax | National Insurance | Student Loan | Annual Take Home | Monthly Take Home | |
| 5,000.00 | 0.00 | 0.00 | 0.00 | 5,000.00 | 416.67 | |
| 10,000.00 | 0.00 | 0.00 | 0.00 | 10,000.00 | 833.33 | |
| 11,000.00 | 0.00 | 0.00 | 0.00 | 11,000.00 | 916.67 | |
| 12,000.00 | 0.00 | 0.00 | 0.00 | 12,000.00 | 1,000.00 | |
| 13,000.00 | 86.00 | 51.60 | 0.00 | 12,862.40 | 1,071.87 | |
| 14,000.00 | 286.00 | 171.60 | 0.00 | 13,542.40 | 1,128.53 | |
| 15,000.00 | 486.00 | 291.60 | 0.00 | 14,222.40 | 1,185.20 | |
| 16,000.00 | 686.00 | 411.60 | 0.00 | 14,902.40 | 1,241.87 | |
| 17,000.00 | 886.00 | 531.60 | 0.00 | 15,582.40 | 1,298.53 | |
| 18,000.00 | 1,086.00 | 651.60 | 0.00 | 16,262.40 | 1,355.20 | |
| 19,000.00 | 1,286.00 | 771.60 | 0.00 | 16,942.40 | 1,411.87 | |
| 20,000.00 | 1,486.00 | 891.60 | 0.00 | 17,622.40 | 1,468.53 | |
| 21,000.00 | 1,686.00 | 1,011.60 | 0.00 | 18,302.40 | 1,525.20 | |
| 22,000.00 | 1,886.00 | 1,131.60 | 0.00 | 18,982.40 | 1,581.87 | |
| 23,000.00 | 2,086.00 | 1,251.60 | 0.00 | 19,662.40 | 1,638.53 | |
| 24,000.00 | 2,286.00 | 1,371.60 | 0.00 | 20,342.40 | 1,695.20 | |
| 25,000.00 | 2,486.00 | 1,491.60 | 0.00 | 21,022.40 | 1,751.87 | |
| 26,000.00 | 2,686.00 | 1,611.60 | 0.00 | 21,702.40 | 1,808.53 | |
| 27,000.00 | 2,886.00 | 1,731.60 | 0.00 | 22,382.40 | 1,865.20 | |
| 28,000.00 | 3,086.00 | 1,851.60 | 24.00 | 23,038.40 | 1,919.87 | |
| 29,000.00 | 3,286.00 | 1,971.60 | 120.00 | 23,622.40 | 1,968.53 | |
| 30,000.00 | 3,486.00 | 2,091.60 | 204.00 | 24,218.40 | 2,018.20 | |
| 31,000.00 | 3,686.00 | 2,211.60 | 300.00 | 24,802.40 | 2,066.87 | |
| 32,000.00 | 3,886.00 | 2,331.60 | 384.00 | 25,398.40 | 2,116.53 | |
| 33,000.00 | 4,086.00 | 2,451.60 | 480.00 | 25,982.40 | 2,165.20 | |
| 34,000.00 | 4,286.00 | 2,571.60 | 564.00 | 26,578.40 | 2,214.87 | |
| 35,000.00 | 4,486.00 | 2,691.60 | 660.00 | 27,162.40 | 2,263.53 | |
| 36,000.00 | 4,686.00 | 2,811.60 | 744.00 | 27,758.40 | 2,313.20 | |
| 37,000.00 | 4,886.00 | 2,931.60 | 840.00 | 28,342.40 | 2,361.87 | |
| 38,000.00 | 5,086.00 | 3,051.60 | 924.00 | 28,938.40 | 2,411.53 | |
| 39,000.00 | 5,286.00 | 3,171.60 | 1,020.00 | 29,522.40 | 2,460.20 | |
| 40,000.00 | 5,486.00 | 3,291.60 | 1,104.00 | 30,118.40 | 2,509.87 | |
| 41,000.00 | 5,686.00 | 3,411.60 | 1,200.00 | 30,702.40 | 2,558.53 | |
| 42,000.00 | 5,886.00 | 3,531.60 | 1,284.00 | 31,298.40 | 2,608.20 | |
| 43,000.00 | 6,086.00 | 3,651.60 | 1,380.00 | 31,882.40 | 2,656.87 | |
| 44,000.00 | 6,286.00 | 3,771.60 | 1,464.00 | 32,478.40 | 2,706.53 | |
| 45,000.00 | 6,486.00 | 3,891.60 | 1,560.00 | 33,062.40 | 2,755.20 | |
| 46,000.00 | 6,686.00 | 4,011.60 | 1,644.00 | 33,658.40 | 2,804.87 | |
| 47,000.00 | 6,886.00 | 4,131.60 | 1,740.00 | 34,242.40 | 2,853.53 | |
| 48,000.00 | 7,086.00 | 4,251.60 | 1,824.00 | 34,838.40 | 2,903.20 | |
| 49,000.00 | 7,286.00 | 4,371.60 | 1,920.00 | 35,422.40 | 2,951.87 | |
| 50,000.00 | 7,486.00 | 4,491.60 | 2,004.00 | 36,018.40 | 3,001.53 | |
| 51,000.00 | 7,832.00 | 4,538.60 | 2,100.00 | 36,529.40 | 3,044.12 | |
| 52,000.00 | 8,232.00 | 4,558.60 | 2,184.00 | 37,025.40 | 3,085.45 | |
| 53,000.00 | 8,632.00 | 4,578.60 | 2,280.00 | 37,509.40 | 3,125.78 | |
| 54,000.00 | 9,032.00 | 4,598.60 | 2,364.00 | 38,005.40 | 3,167.12 | |
| 55,000.00 | 9,432.00 | 4,618.60 | 2,460.00 | 38,489.40 | 3,207.45 | |
| 56,000.00 | 9,832.00 | 4,638.60 | 2,544.00 | 38,985.40 | 3,248.78 | |
| 57,000.00 | 10,232.00 | 4,658.60 | 2,640.00 | 39,469.40 | 3,289.12 | |
| 58,000.00 | 10,632.00 | 4,678.60 | 2,724.00 | 39,965.40 | 3,330.45 | |
| 59,000.00 | 11,032.00 | 4,698.60 | 2,820.00 | 40,449.40 | 3,370.78 | |
| 60,000.00 | 11,432.00 | 4,718.60 | 2,904.00 | 40,945.40 | 3,412.12 | |
| 61,000.00 | 11,832.00 | 4,738.60 | 3,000.00 | 41,429.40 | 3,452.45 | |
| 62,000.00 | 12,232.00 | 4,758.60 | 3,084.00 | 41,925.40 | 3,493.78 | |
| 63,000.00 | 12,632.00 | 4,778.60 | 3,180.00 | 42,409.40 | 3,534.12 | |
| 64,000.00 | 13,032.00 | 4,798.60 | 3,264.00 | 42,905.40 | 3,575.45 | |
| 65,000.00 | 13,432.00 | 4,818.60 | 3,360.00 | 43,389.40 | 3,615.78 | |
| 66,000.00 | 13,832.00 | 4,838.60 | 3,444.00 | 43,885.40 | 3,657.12 | |
| 67,000.00 | 14,232.00 | 4,858.60 | 3,540.00 | 44,369.40 | 3,697.45 | |
| 68,000.00 | 14,632.00 | 4,878.60 | 3,624.00 | 44,865.40 | 3,738.78 | |
| 69,000.00 | 15,032.00 | 4,898.60 | 3,720.00 | 45,349.40 | 3,779.12 | |
| 70,000.00 | 15,432.00 | 4,918.60 | 3,804.00 | 45,845.40 | 3,820.45 | |
| 71,000.00 | 15,832.00 | 4,938.60 | 3,900.00 | 46,329.40 | 3,860.78 | |
| 72,000.00 | 16,232.00 | 4,958.60 | 3,984.00 | 46,825.40 | 3,902.12 | |
| 73,000.00 | 16,632.00 | 4,978.60 | 4,080.00 | 47,309.40 | 3,942.45 | |
| 74,000.00 | 17,032.00 | 4,998.60 | 4,164.00 | 47,805.40 | 3,983.78 | |
| 75,000.00 | 17,432.00 | 5,018.60 | 4,260.00 | 48,289.40 | 4,024.12 | |
| 76,000.00 | 17,832.00 | 5,038.60 | 4,344.00 | 48,785.40 | 4,065.45 | |
| 77,000.00 | 18,232.00 | 5,058.60 | 4,440.00 | 49,269.40 | 4,105.78 | |
| 78,000.00 | 18,632.00 | 5,078.60 | 4,524.00 | 49,765.40 | 4,147.12 | |
| 79,000.00 | 19,032.00 | 5,098.60 | 4,620.00 | 50,249.40 | 4,187.45 | |
| 80,000.00 | 19,432.00 | 5,118.60 | 4,704.00 | 50,745.40 | 4,228.78 | |
| 81,000.00 | 19,832.00 | 5,138.60 | 4,800.00 | 51,229.40 | 4,269.12 | |
| 82,000.00 | 20,232.00 | 5,158.60 | 4,884.00 | 51,725.40 | 4,310.45 | |
| 83,000.00 | 20,632.00 | 5,178.60 | 4,980.00 | 52,209.40 | 4,350.78 | |
| 84,000.00 | 21,032.00 | 5,198.60 | 5,064.00 | 52,705.40 | 4,392.12 | |
| 85,000.00 | 21,432.00 | 5,218.60 | 5,160.00 | 53,189.40 | 4,432.45 | |
| 86,000.00 | 21,832.00 | 5,238.60 | 5,244.00 | 53,685.40 | 4,473.78 | |
| 87,000.00 | 22,232.00 | 5,258.60 | 5,340.00 | 54,169.40 | 4,514.12 | |
| 88,000.00 | 22,632.00 | 5,278.60 | 5,424.00 | 54,665.40 | 4,555.45 | |
| 89,000.00 | 23,032.00 | 5,298.60 | 5,520.00 | 55,149.40 | 4,595.78 | |
| 90,000.00 | 23,432.00 | 5,318.60 | 5,604.00 | 55,645.40 | 4,637.12 | |
| 91,000.00 | 23,832.00 | 5,338.60 | 5,700.00 | 56,129.40 | 4,677.45 | |
| 92,000.00 | 24,232.00 | 5,358.60 | 5,784.00 | 56,625.40 | 4,718.78 | |
| 93,000.00 | 24,632.00 | 5,378.60 | 5,880.00 | 57,109.40 | 4,759.12 | |
| 94,000.00 | 25,032.00 | 5,398.60 | 5,964.00 | 57,605.40 | 4,800.45 | |
| 95,000.00 | 25,432.00 | 5,418.60 | 6,060.00 | 58,089.40 | 4,840.78 | |
| 96,000.00 | 25,832.00 | 5,438.60 | 6,144.00 | 58,585.40 | 4,882.12 | |
| 97,000.00 | 26,232.00 | 5,458.60 | 6,240.00 | 59,069.40 | 4,922.45 | |
| 98,000.00 | 26,632.00 | 5,478.60 | 6,324.00 | 59,565.40 | 4,963.78 | |
| 99,000.00 | 27,032.00 | 5,498.60 | 6,420.00 | 60,049.40 | 5,004.12 | |
| 100,000.00 | 27,432.00 | 5,518.60 | 6,504.00 | 60,545.40 | 5,045.45 | |
| 101,000.00 | 28,032.00 | 5,538.60 | 6,600.00 | 60,829.40 | 5,069.12 | |
| 102,000.00 | 28,632.00 | 5,558.60 | 6,684.00 | 61,125.40 | 5,093.78 | |
| 103,000.00 | 29,232.00 | 5,578.60 | 6,780.00 | 61,409.40 | 5,117.45 | |
| 104,000.00 | 29,832.00 | 5,598.60 | 6,864.00 | 61,705.40 | 5,142.12 | |
| 105,000.00 | 30,432.00 | 5,618.60 | 6,960.00 | 61,989.40 | 5,165.78 | |
| 106,000.00 | 31,032.00 | 5,638.60 | 7,044.00 | 62,285.40 | 5,190.45 | |
| 107,000.00 | 31,632.00 | 5,658.60 | 7,140.00 | 62,569.40 | 5,214.12 | |
| 108,000.00 | 32,232.00 | 5,678.60 | 7,224.00 | 62,865.40 | 5,238.78 | |
| 109,000.00 | 32,832.00 | 5,698.60 | 7,320.00 | 63,149.40 | 5,262.45 | |
| 110,000.00 | 33,432.00 | 5,718.60 | 7,404.00 | 63,445.40 | 5,287.12 | |
| 111,000.00 | 34,032.00 | 5,738.60 | 7,500.00 | 63,729.40 | 5,310.78 | |
| 112,000.00 | 34,632.00 | 5,758.60 | 7,584.00 | 64,025.40 | 5,335.45 | |
| 113,000.00 | 35,232.00 | 5,778.60 | 7,680.00 | 64,309.40 | 5,359.12 | |
| 114,000.00 | 35,832.00 | 5,798.60 | 7,764.00 | 64,605.40 | 5,383.78 | |
| 115,000.00 | 36,432.00 | 5,818.60 | 7,860.00 | 64,889.40 | 5,407.45 | |
| 116,000.00 | 37,032.00 | 5,838.60 | 7,944.00 | 65,185.40 | 5,432.12 | |
| 117,000.00 | 37,632.00 | 5,858.60 | 8,040.00 | 65,469.40 | 5,455.78 | |
| 118,000.00 | 38,232.00 | 5,878.60 | 8,124.00 | 65,765.40 | 5,480.45 | |
| 119,000.00 | 38,832.00 | 5,898.60 | 8,220.00 | 66,049.40 | 5,504.12 | |
| 120,000.00 | 39,432.00 | 5,918.60 | 8,304.00 | 66,345.40 | 5,528.78 | |
| 121,000.00 | 40,032.00 | 5,938.60 | 8,400.00 | 66,629.40 | 5,552.45 | |
| 122,000.00 | 40,632.00 | 5,958.60 | 8,484.00 | 66,925.40 | 5,577.12 | |
| 123,000.00 | 41,232.00 | 5,978.60 | 8,580.00 | 67,209.40 | 5,600.78 | |
| 124,000.00 | 41,832.00 | 5,998.60 | 8,664.00 | 67,505.40 | 5,625.45 | |
| 125,000.00 | 42,432.00 | 6,018.60 | 8,760.00 | 67,789.40 | 5,649.12 | |
| 126,000.00 | 42,903.00 | 6,038.60 | 8,844.00 | 68,214.40 | 5,684.53 | |
| 127,000.00 | 43,353.00 | 6,058.60 | 8,940.00 | 68,648.40 | 5,720.70 | |
| 128,000.00 | 43,803.00 | 6,078.60 | 9,024.00 | 69,094.40 | 5,757.87 | |
| 129,000.00 | 44,253.00 | 6,098.60 | 9,120.00 | 69,528.40 | 5,794.03 | |
| 130,000.00 | 44,703.00 | 6,118.60 | 9,204.00 | 69,974.40 | 5,831.20 | |
| 131,000.00 | 45,153.00 | 6,138.60 | 9,300.00 | 70,408.40 | 5,867.37 | |
| 132,000.00 | 45,603.00 | 6,158.60 | 9,384.00 | 70,854.40 | 5,904.53 | |
| 133,000.00 | 46,053.00 | 6,178.60 | 9,480.00 | 71,288.40 | 5,940.70 | |
| 134,000.00 | 46,503.00 | 6,198.60 | 9,564.00 | 71,734.40 | 5,977.87 | |
| 135,000.00 | 46,953.00 | 6,218.60 | 9,660.00 | 72,168.40 | 6,014.03 | |
| 136,000.00 | 47,403.00 | 6,238.60 | 9,744.00 | 72,614.40 | 6,051.20 | |
| 137,000.00 | 47,853.00 | 6,258.60 | 9,840.00 | 73,048.40 | 6,087.37 | |
| 138,000.00 | 48,303.00 | 6,278.60 | 9,924.00 | 73,494.40 | 6,124.53 | |
| 139,000.00 | 48,753.00 | 6,298.60 | 10,020.00 | 73,928.40 | 6,160.70 | |
| 140,000.00 | 49,203.00 | 6,318.60 | 10,104.00 | 74,374.40 | 6,197.87 | |
| 141,000.00 | 49,653.00 | 6,338.60 | 10,200.00 | 74,808.40 | 6,234.03 | |
| 142,000.00 | 50,103.00 | 6,358.60 | 10,284.00 | 75,254.40 | 6,271.20 | |
| 143,000.00 | 50,553.00 | 6,378.60 | 10,380.00 | 75,688.40 | 6,307.37 | |
| 144,000.00 | 51,003.00 | 6,398.60 | 10,464.00 | 76,134.40 | 6,344.53 | |
| 145,000.00 | 51,453.00 | 6,418.60 | 10,560.00 | 76,568.40 | 6,380.70 | |
| 146,000.00 | 51,903.00 | 6,438.60 | 10,644.00 | 77,014.40 | 6,417.87 | |
| 147,000.00 | 52,353.00 | 6,458.60 | 10,740.00 | 77,448.40 | 6,454.03 | |
| 148,000.00 | 52,803.00 | 6,478.60 | 10,824.00 | 77,894.40 | 6,491.20 | |
| 149,000.00 | 53,253.00 | 6,498.60 | 10,920.00 | 78,328.40 | 6,527.37 | |
| 150,000.00 | 53,703.00 | 6,518.60 | 11,004.00 | 78,774.40 | 6,564.53 | |