The table below displays a breakdown of your salary for the tax year 2023/2024. The table does not take into account any Pension contributions, Student loan contributions or Taxable benefits.
For Example if you are earning £25,000 a year your take home pay will be £21,022.40 a year, £1,751.87 a Month. Out of your annual salary you will pay £2,486.00 in Tax and £1,491.60 National Insurance.
The 2023 Average salary in the UK is £29,600 a year. This means the average take home pay will be £24,150.40 a year or £2,012.54 a Month. £3,406.00 will be paid in Tax and £2,043.60 in National Insurance.
If you are repaying a student loan view the Student loan table by clicking below, either re-payment plan 1 (you started undergraduate course before September 2012) or repayment plan 2 (Your Course started either on or after 1 September 2012)
2023/2024 Income Tax Rates and Personal Allowances
You do not get a Personal Allowance on taxable income over £125,140.
| Band | Taxable income | Tax rate |
|---|---|---|
| Personal Allowance | Up to £12,570 | 0% |
| Basic rate | £12,571 to £50,270 | 20% |
| Higher rate | £50,271 to £125,140 | 40% |
| Additional rate | over £125,140 | 45% |
2023/2024 Take home Pay
| Salary | Tax | National Insurance | Annual Take Home Pay | Take Home Monthly Pay | |
| 5,000.00 | 0.00 | 0.00 | 5,000.00 | 416.67 | |
| 10,000.00 | 0.00 | 0.00 | 10,000.00 | 833.33 | |
| 11,000.00 | 0.00 | 0.00 | 11,000.00 | 916.67 | |
| 12,000.00 | 0.00 | 0.00 | 12,000.00 | 1,000.00 | |
| 13,000.00 | 86.00 | 51.60 | 12,862.40 | 1,071.87 | |
| 14,000.00 | 286.00 | 171.60 | 13,542.40 | 1,128.53 | |
| 15,000.00 | 486.00 | 291.60 | 14,222.40 | 1,185.20 | |
| 16,000.00 | 686.00 | 411.60 | 14,902.40 | 1,241.87 | |
| 17,000.00 | 886.00 | 531.60 | 15,582.40 | 1,298.53 | |
| 18,000.00 | 1,086.00 | 651.60 | 16,262.40 | 1,355.20 | |
| 19,000.00 | 1,286.00 | 771.60 | 16,942.40 | 1,411.87 | |
| 20,000.00 | 1,486.00 | 891.60 | 17,622.40 | 1,468.53 | |
| 21,000.00 | 1,686.00 | 1,011.60 | 18,302.40 | 1,525.20 | |
| 22,000.00 | 1,886.00 | 1,131.60 | 18,982.40 | 1,581.87 | |
| 23,000.00 | 2,086.00 | 1,251.60 | 19,662.40 | 1,638.53 | |
| 24,000.00 | 2,286.00 | 1,371.60 | 20,342.40 | 1,695.20 | |
| 25,000.00 | 2,486.00 | 1,491.60 | 21,022.40 | 1,751.87 | |
| 26,000.00 | 2,686.00 | 1,611.60 | 21,702.40 | 1,808.53 | |
| 27,000.00 | 2,886.00 | 1,731.60 | 22,382.40 | 1,865.20 | |
| 28,000.00 | 3,086.00 | 1,851.60 | 23,062.40 | 1,921.87 | |
| 29,000.00 | 3,286.00 | 1,971.60 | 23,742.40 | 1,978.53 | |
| 30,000.00 | 3,486.00 | 2,091.60 | 24,422.40 | 2,035.20 | |
| 31,000.00 | 3,686.00 | 2,211.60 | 25,102.40 | 2,091.87 | |
| 32,000.00 | 3,886.00 | 2,331.60 | 25,782.40 | 2,148.53 | |
| 33,000.00 | 4,086.00 | 2,451.60 | 26,462.40 | 2,205.20 | |
| 34,000.00 | 4,286.00 | 2,571.60 | 27,142.40 | 2,261.87 | |
| 35,000.00 | 4,486.00 | 2,691.60 | 27,822.40 | 2,318.53 | |
| 36,000.00 | 4,686.00 | 2,811.60 | 28,502.40 | 2,375.20 | |
| 37,000.00 | 4,886.00 | 2,931.60 | 29,182.40 | 2,431.87 | |
| 38,000.00 | 5,086.00 | 3,051.60 | 29,862.40 | 2,488.53 | |
| 39,000.00 | 5,286.00 | 3,171.60 | 30,542.40 | 2,545.20 | |
| 40,000.00 | 5,486.00 | 3,291.60 | 31,222.40 | 2,601.87 | |
| 41,000.00 | 5,686.00 | 3,411.60 | 31,902.40 | 2,658.53 | |
| 42,000.00 | 5,886.00 | 3,531.60 | 32,582.40 | 2,715.20 | |
| 43,000.00 | 6,086.00 | 3,651.60 | 33,262.40 | 2,771.87 | |
| 44,000.00 | 6,286.00 | 3,771.60 | 33,942.40 | 2,828.53 | |
| 45,000.00 | 6,486.00 | 3,891.60 | 34,622.40 | 2,885.20 | |
| 46,000.00 | 6,686.00 | 4,011.60 | 35,302.40 | 2,941.87 | |
| 47,000.00 | 6,886.00 | 4,131.60 | 35,982.40 | 2,998.53 | |
| 48,000.00 | 7,086.00 | 4,251.60 | 36,662.40 | 3,055.20 | |
| 49,000.00 | 7,286.00 | 4,371.60 | 37,342.40 | 3,111.87 | |
| 50,000.00 | 7,486.00 | 4,491.60 | 38,022.40 | 3,168.53 | |
| 51,000.00 | 7,832.00 | 4,538.60 | 38,629.40 | 3,219.12 | |
| 52,000.00 | 8,232.00 | 4,558.60 | 39,209.40 | 3,267.45 | |
| 53,000.00 | 8,632.00 | 4,578.60 | 39,789.40 | 3,315.78 | |
| 54,000.00 | 9,032.00 | 4,598.60 | 40,369.40 | 3,364.12 | |
| 55,000.00 | 9,432.00 | 4,618.60 | 40,949.40 | 3,412.45 | |
| 56,000.00 | 9,832.00 | 4,638.60 | 41,529.40 | 3,460.78 | |
| 57,000.00 | 10,232.00 | 4,658.60 | 42,109.40 | 3,509.12 | |
| 58,000.00 | 10,632.00 | 4,678.60 | 42,689.40 | 3,557.45 | |
| 59,000.00 | 11,032.00 | 4,698.60 | 43,269.40 | 3,605.78 | |
| 60,000.00 | 11,432.00 | 4,718.60 | 43,849.40 | 3,654.12 | |
| 61,000.00 | 11,832.00 | 4,738.60 | 44,429.40 | 3,702.45 | |
| 62,000.00 | 12,232.00 | 4,758.60 | 45,009.40 | 3,750.78 | |
| 63,000.00 | 12,632.00 | 4,778.60 | 45,589.40 | 3,799.12 | |
| 64,000.00 | 13,032.00 | 4,798.60 | 46,169.40 | 3,847.45 | |
| 65,000.00 | 13,432.00 | 4,818.60 | 46,749.40 | 3,895.78 | |
| 66,000.00 | 13,832.00 | 4,838.60 | 47,329.40 | 3,944.12 | |
| 67,000.00 | 14,232.00 | 4,858.60 | 47,909.40 | 3,992.45 | |
| 68,000.00 | 14,632.00 | 4,878.60 | 48,489.40 | 4,040.78 | |
| 69,000.00 | 15,032.00 | 4,898.60 | 49,069.40 | 4,089.12 | |
| 70,000.00 | 15,432.00 | 4,918.60 | 49,649.40 | 4,137.45 | |
| 71,000.00 | 15,832.00 | 4,938.60 | 50,229.40 | 4,185.78 | |
| 72,000.00 | 16,232.00 | 4,958.60 | 50,809.40 | 4,234.12 | |
| 73,000.00 | 16,632.00 | 4,978.60 | 51,389.40 | 4,282.45 | |
| 74,000.00 | 17,032.00 | 4,998.60 | 51,969.40 | 4,330.78 | |
| 75,000.00 | 17,432.00 | 5,018.60 | 52,549.40 | 4,379.12 | |
| 76,000.00 | 17,832.00 | 5,038.60 | 53,129.40 | 4,427.45 | |
| 77,000.00 | 18,232.00 | 5,058.60 | 53,709.40 | 4,475.78 | |
| 78,000.00 | 18,632.00 | 5,078.60 | 54,289.40 | 4,524.12 | |
| 79,000.00 | 19,032.00 | 5,098.60 | 54,869.40 | 4,572.45 | |
| 80,000.00 | 19,432.00 | 5,118.60 | 55,449.40 | 4,620.78 | |
| 81,000.00 | 19,832.00 | 5,138.60 | 56,029.40 | 4,669.12 | |
| 82,000.00 | 20,232.00 | 5,158.60 | 56,609.40 | 4,717.45 | |
| 83,000.00 | 20,632.00 | 5,178.60 | 57,189.40 | 4,765.78 | |
| 84,000.00 | 21,032.00 | 5,198.60 | 57,769.40 | 4,814.12 | |
| 85,000.00 | 21,432.00 | 5,218.60 | 58,349.40 | 4,862.45 | |
| 86,000.00 | 21,832.00 | 5,238.60 | 58,929.40 | 4,910.78 | |
| 87,000.00 | 22,232.00 | 5,258.60 | 59,509.40 | 4,959.12 | |
| 88,000.00 | 22,632.00 | 5,278.60 | 60,089.40 | 5,007.45 | |
| 89,000.00 | 23,032.00 | 5,298.60 | 60,669.40 | 5,055.78 | |
| 90,000.00 | 23,432.00 | 5,318.60 | 61,249.40 | 5,104.12 | |
| 91,000.00 | 23,832.00 | 5,338.60 | 61,829.40 | 5,152.45 | |
| 92,000.00 | 24,232.00 | 5,358.60 | 62,409.40 | 5,200.78 | |
| 93,000.00 | 24,632.00 | 5,378.60 | 62,989.40 | 5,249.12 | |
| 94,000.00 | 25,032.00 | 5,398.60 | 63,569.40 | 5,297.45 | |
| 95,000.00 | 25,432.00 | 5,418.60 | 64,149.40 | 5,345.78 | |
| 96,000.00 | 25,832.00 | 5,438.60 | 64,729.40 | 5,394.12 | |
| 97,000.00 | 26,232.00 | 5,458.60 | 65,309.40 | 5,442.45 | |
| 98,000.00 | 26,632.00 | 5,478.60 | 65,889.40 | 5,490.78 | |
| 99,000.00 | 27,032.00 | 5,498.60 | 66,469.40 | 5,539.12 | |
| 100,000.00 | 27,432.00 | 5,518.60 | 67,049.40 | 5,587.45 | |
| 101,000.00 | 28,032.00 | 5,538.60 | 67,429.40 | 5,619.12 | |
| 102,000.00 | 28,632.00 | 5,558.60 | 67,809.40 | 5,650.78 | |
| 103,000.00 | 29,232.00 | 5,578.60 | 68,189.40 | 5,682.45 | |
| 104,000.00 | 29,832.00 | 5,598.60 | 68,569.40 | 5,714.12 | |
| 105,000.00 | 30,432.00 | 5,618.60 | 68,949.40 | 5,745.78 | |
| 106,000.00 | 31,032.00 | 5,638.60 | 69,329.40 | 5,777.45 | |
| 107,000.00 | 31,632.00 | 5,658.60 | 69,709.40 | 5,809.12 | |
| 108,000.00 | 32,232.00 | 5,678.60 | 70,089.40 | 5,840.78 | |
| 109,000.00 | 32,832.00 | 5,698.60 | 70,469.40 | 5,872.45 | |
| 110,000.00 | 33,432.00 | 5,718.60 | 70,849.40 | 5,904.12 | |
| 111,000.00 | 34,032.00 | 5,738.60 | 71,229.40 | 5,935.78 | |
| 112,000.00 | 34,632.00 | 5,758.60 | 71,609.40 | 5,967.45 | |
| 113,000.00 | 35,232.00 | 5,778.60 | 71,989.40 | 5,999.12 | |
| 114,000.00 | 35,832.00 | 5,798.60 | 72,369.40 | 6,030.78 | |
| 115,000.00 | 36,432.00 | 5,818.60 | 72,749.40 | 6,062.45 | |
| 116,000.00 | 37,032.00 | 5,838.60 | 73,129.40 | 6,094.12 | |
| 117,000.00 | 37,632.00 | 5,858.60 | 73,509.40 | 6,125.78 | |
| 118,000.00 | 38,232.00 | 5,878.60 | 73,889.40 | 6,157.45 | |
| 119,000.00 | 38,832.00 | 5,898.60 | 74,269.40 | 6,189.12 | |
| 120,000.00 | 39,432.00 | 5,918.60 | 74,649.40 | 6,220.78 | |
| 121,000.00 | 40,032.00 | 5,938.60 | 75,029.40 | 6,252.45 | |
| 122,000.00 | 40,632.00 | 5,958.60 | 75,409.40 | 6,284.12 | |
| 123,000.00 | 41,232.00 | 5,978.60 | 75,789.40 | 6,315.78 | |
| 124,000.00 | 41,832.00 | 5,998.60 | 76,169.40 | 6,347.45 | |
| 125,000.00 | 42,432.00 | 6,018.60 | 76,549.40 | 6,379.12 | |
| 126,000.00 | 42,903.00 | 6,038.60 | 77,058.40 | 6,421.53 | |
| 127,000.00 | 43,353.00 | 6,058.60 | 77,588.40 | 6,465.70 | |
| 128,000.00 | 43,803.00 | 6,078.60 | 78,118.40 | 6,509.87 | |
| 129,000.00 | 44,253.00 | 6,098.60 | 78,648.40 | 6,554.03 | |
| 130,000.00 | 44,703.00 | 6,118.60 | 79,178.40 | 6,598.20 | |
| 131,000.00 | 45,153.00 | 6,138.60 | 79,708.40 | 6,642.37 | |
| 132,000.00 | 45,603.00 | 6,158.60 | 80,238.40 | 6,686.53 | |
| 133,000.00 | 46,053.00 | 6,178.60 | 80,768.40 | 6,730.70 | |
| 134,000.00 | 46,503.00 | 6,198.60 | 81,298.40 | 6,774.87 | |
| 135,000.00 | 46,953.00 | 6,218.60 | 81,828.40 | 6,819.03 | |
| 136,000.00 | 47,403.00 | 6,238.60 | 82,358.40 | 6,863.20 | |
| 137,000.00 | 47,853.00 | 6,258.60 | 82,888.40 | 6,907.37 | |
| 138,000.00 | 48,303.00 | 6,278.60 | 83,418.40 | 6,951.53 | |
| 139,000.00 | 48,753.00 | 6,298.60 | 83,948.40 | 6,995.70 | |
| 140,000.00 | 49,203.00 | 6,318.60 | 84,478.40 | 7,039.87 | |
| 141,000.00 | 49,653.00 | 6,338.60 | 85,008.40 | 7,084.03 | |
| 142,000.00 | 50,103.00 | 6,358.60 | 85,538.40 | 7,128.20 | |
| 143,000.00 | 50,553.00 | 6,378.60 | 86,068.40 | 7,172.37 | |
| 144,000.00 | 51,003.00 | 6,398.60 | 86,598.40 | 7,216.53 | |
| 145,000.00 | 51,453.00 | 6,418.60 | 87,128.40 | 7,260.70 | |
| 146,000.00 | 51,903.00 | 6,438.60 | 87,658.40 | 7,304.87 | |
| 147,000.00 | 52,353.00 | 6,458.60 | 88,188.40 | 7,349.03 | |
| 148,000.00 | 52,803.00 | 6,478.60 | 88,718.40 | 7,393.20 | |
| 149,000.00 | 53,253.00 | 6,498.60 | 89,248.40 | 7,437.37 | |
| 150,000.00 | 53,703.00 | 6,518.60 | 89,778.40 | 7,481.53 | |